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Hire a professional

Navigating your finances on your own can be daunting. Rather than being too hard on yourself for the expertise you may lack, consulting a professional can ease you into a financial groove that paves the way for stacked savings and peace of mind.

Vanguard is an investment management company offering quality financial adviser services using a hybrid model of both fiduciaries and robo-advising.

At a low fee of just 0.30%, Vanguard will build you an investment portfolio with their ETFs, and divide up your assets based on your risk tolerance and goals.

To get started, all you have to do is fill out a brief questionnaire, and link your accounts that are outside of Vanguard. Then, Vanguard will set up an appointment to build you a tailored financial plan that you can stick to.

Once you’re set, you can sit back as Vanguard’s advisers manage your portfolio. Because they’re fiduciaries, they don’t earn commissions, so you can trust that the advice you’re getting is unbiased.

Get Started

Kiss Your Credit Card Debt Goodbye

Having a single loan to pay off makes it easier to manage your payments, and you can often get a better interest rate than what you might be paying on credit cards and car loans.

Fiona is an online marketplace offering personalized loan options based on your unique financial situation.

When you consolidate your debt with a personal loan, you can roll your payments into one monthly installment. Find a lower interest rate and pay down your debt faster today.

Get Started

Invest your money

Investing is a great way to build your wealth and produce higher returns over time. Consider investing in sector like real estate, which is known for great diversity, fast appreciation and relatively low volatility.

And you don't need to be rich to get started.

Backed by world class investors like Jeff Bezos, Arrived makes it easy to fit rental properties into your investment portfolio regardless of your income.

Arrived has an easy-to-use platform that offers SEC-qualified investments such as rental homes and vacation rentals.

Its flexible investment amounts and simplified process allows accredited and non-accredited investors to take advantage of this inflation-hedging asset class without any extra work on your part.

Get started with as little as $100 and witness your earnings rise without the added responsibility of property management.

There's also Cityfunds by Nada, you can own a piece of a desirable U.S. city without actually buying property.

Cityfunds by Nada is an online investment platform that makes diversified portfolios of owner-occupied properties in top U.S. cities accessible without you having to break the bank or play landlord.

Again, you only need $100 to gain immediate exposure to multiple properties in cities like Austin, Dallas, Miami, Tampa, Denver, Phoenix and Nashville.

Minimize essential costs

Insurance is an essential expense, but that doesn’t mean you need to spend a huge chunk of your paycheck on it – especially when there are easy ways to find better deals, right at your fingertips.

BestMoney.com is a website that compares car insurance quotes from multiple companies and narrows down the best auto insurance rates in your area. All you have to do is answer a few quick questions, and BestMoney.com will consolidate your top offers all in one place, making it easy to find and select the right one for you.

The same goes for home insurance, too.

Smart Financial’s digital insurance marketplace compiles the best home insurance rates for your unique needs. After responding to a few simple questions, Smart Financial will round up a list of suitable insurance home offers, potentially saving you thousands in the long run.

Stop overpaying for home insurance

Home insurance is an essential expense – one that can often be pricey. You can lower your monthly recurring expenses by finding a more economical alternative for home insurance.

SmartFinancial can help you do just that. SmartFinancial’s online marketplace of vetted home insurance providers allows you to quickly shop around for rates from the country’s top insurance companies, and ensure you’re paying the lowest price possible for your home insurance.

Explore better rates

Streamline your debt repayment

Having a single loan to pay off makes it easier to manage your payments, and you can often get a better interest rate than what you might be paying on credit cards and car loans.

Credible is an online marketplace offering personalized loan options based on your unique financial situation.

When you consolidate your debt with a personal loan through Credible, you can roll your payments into one monthly installment. Find a lower interest rate and pay down your debt faster with Credible today.

Follow These Steps if you Want to Retire Early

Secure your financial future with a tailored plan to maximize investments, navigate taxes, and retire comfortably.

Zoe Financial is an online platform that can match you with a network of vetted fiduciary advisors who are evaluated based on their credentials, education, experience, and pricing. The best part? - there is no fee to find an advisor.

About the Author

Moneywise

Moneywise

Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.