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Shop around for a better rate

Car and auto insurance rates are set to continue rising in 2023. And while keeping up with the cost of rising insurance rates may feel impossible, it doesn’t have to be.

You don’t have to lower your coverage to lower your premium — you just need to find a better deal. SmartFinancial can help you do this.

It’s an easy, online platform to compare the best home insurance rates in your area. All you need to do is answer some quick questions and they’ll instantly sort through over 200 insurers to find you a better rate.

SmartFinancial offers a one-stop shop where you can get an honest look at what’s available to suit your unique needs without being bombarded by aggressive sales lingo.

Stop overpaying for home insurance

Home insurance is an essential expense – one that can often be pricey. You can lower your monthly recurring expenses by finding a more economical alternative for home insurance.

SmartFinancial can help you do just that. SmartFinancial’s online marketplace of vetted home insurance providers allows you to quickly shop around for rates from the country’s top insurance companies, and ensure you’re paying the lowest price possible for your home insurance.

Explore better rates

Your auto insurance provider is probably ripping you off, too

A survey conducted by Forbes found that 58% of drivers believe they overpay for car insurance — and that their main reason for switching to different providers is to save money.

They’ve got the right idea, but the options seem endless and shopping around on individual sites can be exhausting.

That’s why SmartFinancial’s wide database of insurers also extends to auto insurance. Their comparison tool can find you the best rates and any potential discounts within minutes.

When you shave some money off your car insurance bill, you’re making more room in your budget to invest or simply cover the rising costs of, well, everything.

Stop paying for things you don’t need

Insurance isn’t the only expense Americans are wasting money on. Whether it be unused subscription services, utilities, overdraft fees or late payment fees, you’re likely spending money you could be saving — without even knowing it.

A report by LendingTree found that 64% of Americans have paid a bill late before. Of those who have paid bills late, 61% said it was because they couldn’t afford it and 23% said they forgot about the bill entirely.

Rocket Money is a finance management tool that makes you more aware of your spending. It can tell you what subscriptions you’re paying for but not using, automate payments so you never pay late fees, and track your savings and investments.

This free app is a great option for pulling the reins on your finances, so you don’t end up unprepared in the event of a recession. To start saving, just provide your email and link your bank account.

Unexpected vet bills don’t have to break the bank

Life with pets is unpredictable, but there are ways to prepare for the unexpected.

Embrace Pet Insurance offers coverage for treatment of accidents, illnesses, prescriptions drugs, emergency care and more.

Plus, their optional wellness plan covers things like routine vet trips, grooming and training costs, if you want to give your pet the all-star treatment while you protect your bank account.

About the Author

Em Norton

Em Norton

Staff Writer

Em Norton is a Staff Writer for Moneywise. Em holds a B.A. in Professional Writing from York University and has been writing professionally since 2019. Em's work has previously been published by Room Magazine, IN Magazine, Our Canada and more.

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Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.