Stop overpaying for essentials
It’s easy to fall into the routine of paying for essential expenses — like your home and auto insurance bills — without realizing you’re spending more than you need to.
According to data from Forbes, the national average cost for car insurance in 2023 is $2,118 per year, or $176.5 per month. But, depending on which state you live in, your driving history and the make and model of your car, there are some insurers that will charge you as little as $22 a month for insurance.
Luckily, Pretected, makes it easier to for you to comparison shop instantly. Choose the best available car insurance quote for you in minutes.
SmartFinancial makes it easy to shop around for the best home insurance rates in your area so you can get the coverage you need without wasting precious money.
Just answer some quick questions about yourself and SmartFinancial will generate a list of insurance rates available to you so you can choose the best option.
Kiss Your Credit Card Debt Goodbye
Having a single loan to pay off makes it easier to manage your payments, and you can often get a better interest rate than what you might be paying on credit cards and car loans.
Fiona is an online marketplace offering personalized loan options based on your unique financial situation.
When you consolidate your debt with a personal loan, you can roll your payments into one monthly installment. Find a lower interest rate and pay down your debt faster today.
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Put your savings to work
If you think of savings as a seed, the best thing you can do to help them grow is to find some solid soil to plant them in.
This means using a savings account with a high interest rate that will help you reach your financial goals.
For a streamlined look at what high-yield savings account is best for you, you can check out our guide to the Best High-Yield Savings Accounts of 2023 to see which is the right soil for your savings to grow in.
You can also put your savings to work in the background of your life by using Acorns — think of it as your personal financial gardener, doing the planting for you.
Once you’ve installed the Acorns app and linked your bank account, the app will round up every purchase you make to the nearest dollar and invest the spare change.
Diversify your portfolio
While you might not have the same resources as investing legends like Warren Buffett or Bill Gates, your wealth status doesn’t have to stop you from building a diversified portfolio and increasing your financial standing.
For example, First National Realty Partners gives accredited investors a slice of grocery-anchored commercial real estate — an asset that has historically only been available to the ultra-wealthy.
Their team of experts manage every step of the investment process, so you don’t need to know anything about real estate to break into the market.
If you’re an art lover, you can also add some fine art to your portfolio using a platform called Masterworks.
Masterworks makes paintings by some of the world’s most famous artists accessible to all levels of investors, allowing you to buy shares of iconic artworks the same way you’d buy shares of a stock.
Stop overpaying for home insurance
Home insurance is an essential expense – one that can often be pricey. You can lower your monthly recurring expenses by finding a more economical alternative for home insurance.
SmartFinancial can help you do just that. SmartFinancial’s online marketplace of vetted home insurance providers allows you to quickly shop around for rates from the country’s top insurance companies, and ensure you’re paying the lowest price possible for your home insurance.
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Work with a professional
Sometimes, accepting that you need help is the first step to getting a hold on your finances — especially if you’re aiming to reach the top 1%.
WiserAdvisor will connect you with vetted financial advisers who can help you achieve your financial goals.
All you have to do is share some brief details and in a few minutes you’ll be matched with registered financial advisers.
You can then view their profiles, which showcase their experience and testimonials from previous clients. And you can even book an initial consultation with them on the spot, 100% free of charge — with no obligation to hire.
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